Contractual agreement between all clients .
Our Disclaimer was last updated on 1 January, 2025
1.1 Interpretation and Definitions
1.2. Disclaimer
1.3. Fitness & Nutritional Information Disclaimer
1.4. FTC Affiliate Disclaimer
1.5. External Links Disclaimer
1.6. Fair Use Disclaimer
1.7. Views Expressed Disclaimer
1.8. No Responsibility Disclaimer
1.9. ‘Use At Your Own Risk’ Disclaimer
1.10. Online Platforms & Social Media
1.11. Financial Claims
1.12. Testimonials & Case Studies
1.13. Not Professional Advice
1.14. Time Saves Graph
1.15. How Course Creator Earnings Are Calculated
1.1 Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalised have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Disclaimer:
“Website” “Site” refers to all URLs and subdomains relating to the following: www.networthnomads.com, courses.networthomads.com, go.networthnomads.com, debroahluckham.com, grantleybaugh.com, nomadfunnels.com, or any other URLS owned and operated by the Company
1.2 Disclaimer
The information contained on the Service is for general information purposes only.
The Company assumes no responsibility for errors or omissions in the contents of the Service.
In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.
The Company does not warrant that the Service is free of viruses or other harmful components. This Disclaimer was generated by TermsFeed Disclaimer Template.
1.3. Fitness & Nutritional Information Disclaimer
The Service can offer health, fitness and nutritional information including, without limitation, advice and recommendation, that is provided solely as general education and informational purposes.
Use of the advice and information contained herein is at your sole choice and risk. You should not rely on this information as a substitute for, nor does it replace, professional medical advice, diagnosis, or treatment. Always consult your physician or healthcare provider before beginning any nutrition, mindset or exercise program.
If you choose to use this information without prior consent of a physician, You are agreeing to accept full responsibility for your decisions and agreeing to hold harmless the Company.
1.4. FTC Affiliate Disclaimer
The disclosure that follows is intended to fully comply with the Federal Trade Commission’s policy of the United States that requires the Company to be transparent about any and all affiliate relations the Company may have on the Service.
You should assume that some of the links are “affiliate links”, a link with a special tracking code.
This means that if you click on an affiliate link and purchase the item, the Company may receive an affiliate commission. This is a legitimate way to monetise and pay for the operation of the Service and the Company will gladly reveal its affiliate relationships to you.
The price of the item is the same whether it is an affiliate link or not. Regardless, the Company only recommends products or services the Company believes will add value to users, or that the company personally uses themselves.
Affiliate advertising programs that the Service uses can be requested by contacting us.
1.5. External Links Disclaimer
The Service may contain links to external websites that are not provided or maintained by or in any way affiliated with the Company.
Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Nor does it guarantee the content remaining live and accessible to you. The company considers these links complimentary to their paid consulting services.
1.6. Fair Use Disclaimer
The Company may use copyrighted material which has not always been specifically authorised by the copyright owner. The Company is making such material available for criticism, comment, news reporting, teaching, scholarship, or research.
The Company believes this constitutes a “fair use” of any such copyrighted material as provided for in section 107 of the United States Copyright law.
If you wish to use copyrighted material from the Service for your own purposes that go beyond fair use, You must obtain permission from the copyright owner.
1.7. Views Expressed Disclaimer
The Service may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organisation, employer or company, including the Company.
Comments published by users are their sole responsibility and the users will take full responsibility, liability and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment. The Company is not liable for any comment published by users and reserves the right to delete any comment for any reason whatsoever.
1.8. No Responsibility Disclaimer
The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, business management, accounting, tax, financial, health (physical & mental), IT or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, business management, tax, legal, health or other competent advisers.
In no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Service.
You accept full responsibility for your actions, and take full responsibility for any damage or harm you suffer as a result of the using or not using our website or services. In addition, you agree to use your own judgement and seek professional advice before taking any actions as a result of our website or service recommendations.
By engaging with the Company and/or using our services, you acknowledge and agree that the company shall not be held liable for any damages, losses, or injuries, whether direct, indirect, incidental, consequential, or otherwise, arising from or in connection with your use of our services or any actions taken by the company in connection with your engagement. You further agree to waive any and all claims or causes of action against the company and its affiliates, officers, directors, employees, and agents, arising from or in connection with your engagement or use of our services. This waiver includes, but is not limited to, any claims for negligence, breach of contract, or any other legal theory.
Any client that has received free or paid coaching and consulting has no legal right to sue the company, it's directors, managers or staff for any reason whether for personal or professional reasons.
1.9. “Use at Your Own Risk” Disclaimer
All information in the Service is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.
The Company will not be liable to you or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special or similar damages, even if advised of the possibility of such damages.
When using this website and any materials or resources, and then implementing advice, you are not forming a professional client relationship with the company or it’s employees. The company does not accept you as a client at any stage even if you have purchased our services. You remain a customer of our services at all times and standard consumer purchase rights apply.
1.10. Online Platforms & Social Media
This website is not sponsored, administered or associated with Facebook Inc. Instagram Inc., TikTok, Bing, Google, YouTube, Pinterest, LinkedIn, Apple, Spotify, Soundcloud or any other platform.
1.11. Financial Claims
Any and all financial or earnings related statements used throughout our communications with you are estimates of what is potentially achievable either now or in the future. No guarantees or assurances can be made for any financial gain or outcome when using our website or services. By using our website or services you agree that we are not responsible for your success, future earnings, failure of your personal or business decisions that you have made based on company advice or shared information.
Any changes in your finances, increases or decreases in finances, results from activities you have undertaken from using our website or services are not related to us, our website or our services, they are personal to you, and the sole responsibility of you.
1.12. Testimonials & Case Studies
When we refer to testimonials from other people’s perception and experience using our services, this is intended for the purpose of illustrating the possibilities of using our services. They are not intended as a guarantee of what any future clients will earn, as achievements and earning potential are unique to each client and their own efforts. Instead these testimonials are shown to illustrate past achievements or what is potentially possible.
On occasion we may publish case studies of course creators with their earnings. These case studies are not our clients, they are public case studies gathered from other platforms and websites. These case studies are intended for informational purposes only, illustrating the possibilities of using our services. They are not intended as a guarantee of what any future clients will earn, as achievements and earning potential are unique to each client and their own efforts. Instead these case studies are shown to illustrate past achievements or what is potentially possible.
1.13. Not Professional Advice
Our website, courses, materials and resources available to consume, download and use are not intended to be used as professional advice. Whilst we the owners, and any employees that we have are experienced in our services, we are not a substitute for professional advice relating to your individual and personal circumstances, and we do not know the facts surrounding your circumstances, therefore are unable to give professional advice. The company, and its employees cannot be held liable or responsible for any incorrect information, misleading information or incompetent advice resulting in the use of our website and services.
We have created services that offer value and to the best of our knowledge, all information is accurate and correct. However, nothing published on our website can be assumed as professional advice. We recommend that you should not action any advice until you have spoken to a professional aware of your individual circumstances. Any damage you incur due to not seeking professional independent advice is the responsibility of the customer.
This includes but is not limited to:
– Buying our course, products or services without finances to do so and being unable to manage your personal finances as a result of buying our course, products or service
– Misinterpretating or misfollowing our courses, products or services
1.14. Time Saved Graph
The time saved graph has been made for illustrative purposes only. It assumes that you are awake for 16hrs per day and that you work for 8 hours and if commuting that this takes no longer than 1 hour in total each day. The graph excludes weekends since it assumes that you will not work weekends in either a full time job or as an evergreen course business owner. Full time hours are based on the UK average working hours of 37hrs per week. Once the course is built and the entire passive marketing funnel is set up, the graph assumes that a course creator will not work more than 4 hours a day 5 days per week. This is a general guideline for illustrative purposes only as working hours are unique to each individual case. See full earnings disclaimer for more information.
1.15. How Course Creator Earnings Are Calculated
Research from USA Wikipedia indicates that the average USA wage is $57,239 (£43k according to xe.com currency converter) per year, someone with a salary in the top 10% of USA earners would receive $75,000 (£57k) per year, and someone with a salary in the top 5% of USA earners would receive $100,000 (£76k) per year.
Top course creator salaries are based on the published earnings readily available online from the course creators themselves. We cannot be held liable for outdated information, or if any of this information is incorrectly published. Successful course creator salary of £300k assumes 50 courses are sold each month at £499. First year course creator salaries are based on case studies & testimonials published on course creator websites which indicate that first time course creators are claiming to earn from £2,000 to £40,000 per launch. Some claim to earn over £100,000 on this launch but we have excluded these from any calculations. We cannot be held liable if any of this information is incorrectly published.
Consulting Policy was last updated on 1 January 2025
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalised have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Refund Policy:
“Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Networth Nomads consulting services, the Lifestyle COnsultant LLC and PlayerScout.
“Service” refers to the Website, the Networth Nomads consulting services or the course platform where students learn, any downloadable information, resources or advice given
“You” means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
“Website” refers to all URLs and subdomains relating to the following: www.networthnomads.com, courses.networthomads.com, go.networthnomads.com, debroahluckham.com, grantleybaugh.com, nomadfunnels.com, or any other URLS owned and operated by the Company
2.1. Online Course Accelerator & Passive Income Funnel Policy
You will get immediate access once you have purchased Online Course Accelerator, Passive Income Funnel or a bundle with this program in. This includes:
This does not include:
The intended use of this program is for entrepreneurs to implement the strategies taught to their business. All purchases are governed by the companies legal guidelines. This includes disclaimer policies, consulting policies, Privacy policy, terns & conditions.
PAYMENT METHODS
We use third party payment providers PayPal and Stripe. We also offer PayPal Credit and other similar providers. This is an agreement with these third parties and you are legally bound to their processing times, rules and processes.
You can see the PayPal Credit terms and conditions vary by country. When you choose to pay via PayPal Credit, your agreement is solely with them, and any questions relating to this agreement need to be made directly to them. They will pay us in full and your payments will go to them directly. You can see more information here: https://www.paypal.com/uk/webapps/mpp/paypal-virtual-credit
When you pay by debit or credit card you give us permission to automatically charge your debit/credit card for all fees and charges due payable to the company, without asking for additional authorisation each time a payment is due. We will send you a receipt of every payment we take from you via your initial email that you signed up with. You also agree that your personal information may be shared with the third party payment provider to initiate these transactions. These include but are not limited to: payments processing, settlement payments etc.
If you selected a payment plan, this includes all due payments. If your payment card declines we will attempt a second time. If it fails you will be obliged to provide a new payment method without delay. If you do not, your course access and community group access will be terminated.
You must follow the exact steps to request a refund. If you do not, all payments will be due as set out in the agreement.
If you select a payment plan you must pay the initial payment upfront and the remaining payments will be automatically charged for the total payment set out on the sales page. You are obliged to make every payment unless activating the refund policy. Until the refund policy os processed, you are obliged to make payments. Failure to make payments will result in immediate suspension from your account and access to both the learning platform and the support group will be denied. This includes any bonuses or virtual events you may have signed up for.
We will not be obliged to refund any payments made.
2.2. TESTIMONIALS
By working with us you give us full and explicit permission to use your comments, achievements, results, created course business, funnel steps, content or outcomes for any and all marketing purposes without your prior written consent. This includes sharing information about you in our member support group, ads on any platform, our websites, our social media channels, press releases and any other media outlets we see fit. We will not always share your name. However we may share your name, website, business name, course name, social media channel name such as your Instagram handle or podcast name.
We will never share your email address.
Any opinions or testimonials received by the company are your own valid, truthful and accurate beliefs and you consent to the use of any videos, written copy or images submitted.
You agree when enrolling on our courses, products and services that we have permission to recommend you to clients or potential clients that wish to obtain direct feedback about your experience using our course, product or services for the purpose of assisting in enrolling new clients.
Testimonials include:
– When you willingly send us testimonials in video, written or picture format
– When you publish earnings on your own channels to your audience, that enable us to update your achievements from using our services whether financial, business growth related, lifestyle freedom, financial freedom or ability related
– When you complete any survey, form or feedback to the Company related to our course, products or services
– Both free and paid reviews, opinions, views or experiences from other persons outside the Company
– When you complete a course, product or service and have an outcome that has been shared to us via the support group, email, messaging or any communication channel, social media channel or other means. This may include but is not limited to:
a. A financial result
b. An audience growth result
c. Any successfully implemented marketing tactic such as launching a funnel/website, growing a community, making sales etc
d. A description, opinion and explanation of our course, products, consulting or educational services
e. A description, opinion and explanation of how your skills have changed or improved as a result of using our course, products, consulting or educational services
We receive testimonials through various channels and submission methods, each unique in its own way. The testimonials we receive do not necessarily represent our views or the company views. The company takes no legal responsibility for the opinions or comments expressed on our platform or in any reviews associated with using our courses, products or services. . All views expressed are solely those of the reviewers.
To maintain accuracy, we ensure that the displayed testimonials are identical to the original with minor corrections for spelling and grammar. In some cases, we may have edited testimonials to enhance clarity or when the extraneous portions do not benefit the general public. Please note that we review testimonials for authenticity before displaying them for public viewing.
At times the company may ask to record working sessions. By allowing this you give permission and ownership of these recordings directly to the company to be used for marketing or coaching purposes, to help improve our client learning experience. They will never be sold but may be included in sold products for client use only.
The company may create hall of fame pages or debriefs about you and your launch without prior written consent.
2.3. 12 or 6 Month Facebook Support Group
The Facebook Support Group is the official place to access support and ask questions. This includes:
This does not include:
If you ask unrelated questions inside the group, we will gladly direct you to the support email, where we can assist you further. This is because we have other team members each with specific training and roles so that we can support you better, and you may not get the required information by going to the wrong sources to ask.
2.4. Consulting or Coaching Services
The company may offer one to one consulting, coaching and support services. This includes:
– Consulting and coaching services include but are not limited to: one on one clients, group coaching clients, public speaking, corporate advising, business consulting and growth hacking services
– Paid and unpaid courses, products or services
– Consulting and coaching services include advice offered by the company to help grow or alter the clients online business. This includes but is not limited to: branding, audience growth, sales, email growth, data growth, organisational structure, forecasting, strategy of any kind, optimisations, online presence, offline presence, PR and reputation management
– Consulting and coaching services offered by the company do not replace seeking professional advice and are bound by the disclaimer policy and consulting policy
– Any time given by the company whether paid or unpaid to advise a client in a meeting, video/phone call or working session in addition to or outside of using our courses or products
– At times the company may choose to offer coaching services to clients using other products or courses if we feel it may benefit them. The client may refuse or turn down this opportunity.
– The company is not help liable for the accuracy of any information or advice given in video/phone/sms/written/face to face communications, the use of advice given or the clients perception or interpretation of advice given
– The company is not help liable for any actions taken by the client as a result of using our consulting or coaching services
– All consulting and coaching services are bound by the disclaimer and consulting policy
2.5. Collaborations & Partnerships
The company may offer collaborations and partnerships both paid and unpaid.
The company is not held responsible for any information published by these parties, their accuracy or truth.
Collaborations and partnerships are bound by the terms set out on: www.networthnomads.com/terms
Collaborations and partnerships include but are not limited to: individuals talking about the company in person or online
Collaborations and partnerships exclude anyone that falls into consulting or coaching services
2.6. Support email
The support email is offered as a contact for operational services. This includes:
This does not include:
2.7. Content Use Policy
This point is applicable for every client we work with.
Permission is given to every client for temporary access to download and watch one copy of any downloadable materials on the School’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you are not permitted to:
Your license will automatically be terminated by the company if you are found to have violated any of these terms. Upon termination, you will be required to destroy any downloaded materials in your possession whether in electronic or printed format.
Our Disclaimer was last updated on 18 October, 2022
3.1. Digital Goods
3.2. General Refund Policies
3.3. 7 Day Return Ticket Guarantee
3.4. No Refund Policy
3.5. Free Bonuses
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalised have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Refund Policy:
“Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Networth Nomads consulting services
“Goods” refers to the items offered for sale on the Service.
“Orders” means a request by You to purchase Goods from Us.
“Service” refers to the Website, the Networth Nomads consulting services or the course platform where students learn, any downloadable information, resources or advice given
“You” means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
“Website” refers to all URLs and subdomains relating to the following: www.networthnomads.com, courses.networthomads.com, go.networthnomads.com, deborahluckham.com, grantleybaugh.com
3.1. Digital Goods
Digital goods refer to any product bought and received virtually, including but not limited to online courses. We cannot be held responsible for Goods damaged or downtime accessing your goods and do not offer refunds based upon accessibility issues with the user or downtime as a result of poor platform performance.
3.2. General Refund Policies
Refunds are offered in relation to individual products or services sold. You must refer to each individual program refund policy for full terms.
We want you to be happy with your purchase and if you’re not satisfied, we’re not satisfied. Each product has an individual refund policy and if you contact us within the agreed timeframe of your purchase, you may be eligible for a refund.
We are unable to issue a refund without a proof of purchase receipt of the Goods.
3.3. 7 Day Return Ticket Guarantee
The 7 day guarantee is offered for the Online Course Accelerator, Passive Income Funnel and the Course Launch Bundle only. It offers you a full refund before the end of the 7th day. If you’re not completely satisfied in the first 7 days, our return ticket guarantee means you are eligible for a 100% refund, no questions asked. No need to prove your effort, or record your progress. We’ll simply refund you. You can even keep all the knowledge you’ve already learned free of charge.
In order to request a refund, you must email [email protected] and inform us of your decision before the end of the 7th day. We will respond as soon as we can. This may not be immediately, but we will respond. Please include:
Please assume your refund has not been processed until you receive an email confirming this from us. All refunds processed go through third party payment providers Stripe or Paypal, therefore the return of your money is dependent on their processing timescales. We cannot be held responsible for delays in money being returned to you. All we can do is initiate the refund.
We will use the same means of payment as you used for the Order. Stripe or Paypal may charge to process your refund and you may incur a fee from them for processing the refund request. This is not related to us or the company, it is between you and the third party payment provider.
3.4. No Refund Policy
Some of our digital products have stated ‘no refund policy’. This means that the digital product is not eligible for a refund, because once you buy you are given immediate access to consume the content, and are therefore deemed to have used the product. We are however very confident that the advice given is reliable, and that you can get the desired result from using our content if followed correctly.
3.5. Free Bonuses
Any bonuses received free as part of a bundle purchase or as a free gift has no refund policy and cannot be replaced for a cash alternative.
Our Guarantee was last updated on 1 January 2025.
The Networth Nomads Online Course Accelerator, OCA Group & OCA 1:1 Consulting all include the Double Your Investment Guarantee and 7 day refund policy
We’re so confident in our system that we offer a Double Your Investment Guarantee. Follow the plan, complete at least two launch campaigns in your first 12 months, and if you haven’t at least doubled your investment, we’ll audit your funnel and business for free. This isn’t just a quick review—it’s a full consultancy audit worth £4,997, where we break down what’s working, what’s not, and give you a step-by-step plan to optimise your next launch for bigger results.
Try the program, experience our teaching style for 7 days, and if you’re not completely convinced, we’ll give you a full refund—no questions asked.
HOW TO ACTIVATE YOUR GUARANTEE
Your guarantee needs to be activated to qualify. To do this please subscribe funnel @ networthnomads .com to your webinar registration page so that we have a record of your entire launch including emails, access to all sales pages and webinar. This needs to be done at the start of your live launch.
It is not possible to send us the pages and emails without subscribing us to the process, as we need to analyse the full funnel flow and experience your launch.
If you have forgotten to add the email to the registration sign up form, then we are unable to audit your funnel and you will need to re-run the live launch adding being sure to register us to the sign up page for your webinar to qualify for this audit.
HOW TO REQUEST AN AUDIT
If you have completed 2 live launches and qualify as stated above, we invite you to contact us to request your personal funnel 360 audit of your course. You must make your request within 30 days of your 12th month ending after purchase. You can do this by emailing support @ networthnomads .com and informing us of your request. We will be in touch to gather the information needed to complete an audit. We will respond as soon as we can. This may not be immediately, but we will respond. Please include:
Please assume your audit has not been processed until you receive an email confirming this from us.
EXCLUSIONS
This guarantee cannot cannot be replaced for a cash alternative.
This guarantee is only redeemable against LIVE launches. We do not offer this against an evergreen funnel
The funnel audit 360 guarantee is provided to all clients that have the double investment guarantee. This is from purchasing our service The Networth Nomads Online Course Accelerator, OCA Group or OCA 1:1 Consulting service.
Historical products also include: Course Launch Bundle.
It is our commitment to you to support your success as a course creator.
The funnel audit 360 offers you:
The audit will be carried out by Grantley, Deborah or a member of the team. We cannot specify who will carry out the audit, as it depends on individual availability at the time of request.
To qualify, you need to have completed at least 2 live launches within 12 months and have NOT earnt back double from your initial investment of $2,995 x 2 ($5,990) to be eligible for the funnel audit 360 guarantee.
The funnel audit 360 is usually $4,997 per client as seen here: https://courses.networthnomads.com/funnelaudit360
However it is offered for free to clients that purchase Online Course Accelerator or the Course Launch Bundle.
Only 1 funnel audit per client is permitted.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalised have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Refund Policy:
“Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) refers to Networth Nomads consulting services
“Goods” refers to the items offered for sale on the Service.
“Orders” means a request by You to purchase Goods from Us.
“Service” refers to the Website, the Networth Nomads consulting services or the course platform where students learn, any downloadable information, resources or advice given
“You” means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
“Website” refers to all URLs and subdomains relating to the following: www.networthnomads.com, courses.networthomads.com, go.networthnomads.com, deborahluckham.com, grantleybaugh.com
Last updated on 1 February 2025.
The company offer third party payment plans through Kajabi Payments. This is not associated with the company and therefore no responsibility can be taken for missed or late payments. The contract is between the client and the third party.
The company may offer a private payment plan on a case by case basis.
The client must make all full and final payments associated with the plan.
Missed payments incur a £250 admin charge for every missed payment.
If payments are missed the company reserves the right to revoke the clients access to the program, any learning materials and any coaching sessions both LIVE and pre-recorded.
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